Debt-Service Coverage Ratio (DSCR) Loans

Giving investors the ability to quickly scale their real estate portfolios

What is a DSCR loan?

A debt-service coverage ratio (DSCR) loan is a type of non-QM loan for real estate investors. Borrowers are allowed to qualify based on cash flow generated from an investment property as opposed to their personal income. This is a great option for real estate investors who may not be able to qualify for a traditional investment loan.

Get Pre-Approved for a DSCR Loan

DSCR: How is it calculated?

DSCR: Loan Program Highlights

No Minimum Debt-Service-Coverage Ratio (DSCR)
Purchase at 85% LTV with a 700 credit score
Purchase at 80% LTV with a 660 credit score
A minimum credit score requirement of 580
Investment properties can be owned by an LLC

Get Pre-Approved for a DSCR Loan

DSCR: Pros and Cons for Real Estate Investors

Pros of DSCR

Allows investors an alternative way to fund investment properties
Investors can use the income generated from an investment property instead of their own income to qualify
Gives investors the ability to quickly scale their real estate portfolios

Cons of DSCR

Higher down payment requirements
DSCR loans tend to have higher interest rates than standard rental loans

Investor Cash Flow Loans is a non-traditional loan service that specializes in investment property loans for owners, investors, and developers in need of funding outside the scope of traditional banks and lenders.

196 West Ashland Street, Suite 626
Doylestown, PA 18901

Phone: (215) 383-9397 | Fax: (267) 807-3147

Mon-Fri, 9:00am - 5:00pm E.T.

info@investorcashflowloans.com

Debt-Service Coverage Ratio (DSCR) Loans

What is a DSCR loan?

DSCR: How is it calculated?

DSCR: Loan Program Highlights

DSCR: Pros and Cons for Real Estate Investors

Pros of DSCR

Allows investors an alternative way to fund investment properties

Investors can use the income generated from an investment property instead of their own income to qualify

Gives investors the ability to quickly scale their real estate portfolios

Cons of DSCR

Higher down payment requirements

DSCR loans tend to have higher interest rates than standard rental loans

Investor Cash Flow Loans is a non-traditional loan service that specializes in investment property loans for owners, investors, and developers in need of funding outside the scope of traditional banks and lenders.

Investor Cash Flow Loans is a non-traditional loan service that specializes in investment property loans for owners, investors, and developers in need of funding outside the scope of traditional banks and lenders.